Kim Fitzgerald, CPCU, of Waterbury, has been named a part-owner of the Montagno Insurance Agency Inc. based in Waterbury, Connecticut since 1964. An employee with the Agency since 1989 when she began part-time employment while attending high school, Fitzgerald became a part-owner of the firm in September 2011. In March of last year she gained statewide recognition when she was named in“Connecticut” magazine a  FIVE STAR Home/Auto Insurance Professional.

Born and raised in Waterbury, Fitzgerald, whose maiden name is Luddy, commented, “This role has been carved out for me since I was a teenager and continued while I was a college student. Every day after high school, I came to the agency to work part-time. When I returned home to Waterbury while attending college in Rhode Island, I worked at the agency during spring, summer, fall and winter breaks. There has never been a time since I was 16 that I have not been working in some capacity at the Montagno Insurance Agency.”

An independent insurance agency that carries many well-respected insurance lines, Montagno Insurance Agency was established in October 1964 by Caesar Montagno.  When Caesar Montagno retired in 1989, his son, Mark Montagno, and son-in-law, Ronald Migliorisi, became principals of the Agency. “As an independent agency,” stated Mark Montagno, “our agents, like Kim, work very diligently to find the best carriers and coverage available for each customers. We hold very high standards for customer attentiveness and satisfaction. Throughout her career here, Kim has always consistently been one of our most appreciated and highly-regarded staff members and agents.”

A specialist in property insurance, Fitzgerald helps customers secure auto, homeowners, umbrella, recreation vehicle, boat, snow mobiles, camper, jet-ski insurances. As a casualty insurance specialist, she helps commercial owners secure liability, malpractice, errors-of-omissions business liability insurances. She also assists building contractors and medical groups secure liability insurances,” stated Fitzgerald. “We can also bundle property and casualty for homeowners’ insurance coverage.”

Fitzgerald explained the fascination with how her career path parallels Mark Montagno’s.  “When I was 16, my younger brother was on the same little league team as the Montagno Agency’s office manager’s son. During a game one day, I was expressing my disappointment with a part time job I was holding and the Montagno Agency office manager returned the next game and asked if I’d be interested in working part time at the Agency. Mark had begun his career working with his Dad part-time at the Agency. After college he began working full-time, as did I after I fulfilled my college credits. When Mark’s father Caesar retired, Mark took over the business in 1989.”

Many of the leading insurance carriers that Fitzgerald and the Montagno Insurance Agency Inc. work with on a daily basis are Travelers, Safeco, Peerless, Progressive, Infinity, Metropolitan, Tower Group Companies and Middlesex Mutual. The Montagno Insurance Agency, Inc. is licensed in Connecticut, New York and Vermont. To learn more, visit, or call Kim Fitzgerald at203-574-5211